Simply Better Mortgages

Simply Better Mortgages

Looking for a simple and stress-free mortgage, including the best rates and customer service? See why Nest is the best choice, finding the best possible rates and offering financing solutions specifically tailored for you.

Looking for a simple and stress-free mortgage, including the best rates and customer service? See why Nest is the best choice, finding the best possible rates and offering financing solutions specifically tailored for you.

Simply Better Mortgages

Looking for a simple and stress-free mortgage, including the best rates and customer service? See why Nest is the best choice, finding the best possible rates and offering financing solutions specifically tailored for you.

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Secure the best rates
available with Nest

We use cutting edge search technology with access to
over 200 lenders and more than 20,000 mortgages to find

the best possible mortgage for you.



See All Rates
Featured Term Rate
Fixed-Rate Closed High Ratio Insured 3 years 4.19%
Fixed-Rate Closed High Ratio Insured 5 Years 3.99%
Variable-Rate Closed High Ratio Insured 5 Years 4.95%
Featured Term Rate
Fixed-Rate Closed 3 years 4.19%
Fixed-Rate Closed 5 Years 3.99%
Variable-Rate Closed 5 Years 4.95%
Man smiling on computer

Mortgage approval process

made simple

  • 1. Complete our online application

    Fill out our simple and secure online form. We'll follow up with supporting documentation if and when it's needed.

  • 2. We search for great rates

    We review your details and scour all available mortgage products from over 200 reputable lenders to find the best possible mortgage for you

  • 3. You get pre-approved

    We'll follow up with a summary that outlines how much mortgage you have qualified for , along with the terms, options and conditions

  • 4. We continue our search

    We don't stop there. We'll continue to research mortgage options until you're ready to close, then we lock in the best possible rate

Apply Now

Simple. Competitive. Customized.


We use cutting-edge search technology to find the best possible mortgage for you. And we don't stop until we do.

Over 200 lenders. More than 20,000 mortgages. A whole lot of coffee.

Check our our Canadian

Mortgage App

Everything you need to estimate your homeownership costs at your fingertips. You can calculate mortgage scenarios, get pre-qualified, browse thousands of rates, stress test, land transfer taxes, closing costs and much more.


  • Get Pre-Qualified
  • Compare Rates
  • Easy to use Tools
  • Mortgage Stress Test
Download App

Check our Canadian

Mortgage App

Everything you need to estimate your homeownership costs at your fingertips. You can calculate mortgage scenarios, get pre-qualified, browse thousands of rates, stress test, land transfer taxes, closing costs and much more.


  • Get Pre-Qualified
  • Compare Rates
  • Easy to use Tools
  • Mortgage Stress Test
  • Get Pre-Qualified
  • Compare Rates
  • Easy to use Tools
  • Mortgage Stress Test
Download App
Man smiling on computer

The people behind Nest

While it may seem like our streamlined and super-efficient mortgage process is run by robots, it’s actually operated by real human beings who care about our customers. The team at Nest has decades of combined experience working with customers of all backgrounds and income levels. We put that experience to good use finding mortgage solutions that help you get closer to owning your dream home, realizing the perfect renovation, or consolidating your debt to live a more stress-free life. 

Got a question or concern? Reach out anytime to one of the Nest team members and we’ll find a solution together.

Contact Us

The people behind Nest

While it may seem like our streamlined and super-efficient mortgage process is run by robots, it’s actually operated by real human beings who care about our customers. The team at Nest has decades of combined experience working with customers of all backgrounds and income levels. We put that experience to good use finding mortgage solutions that help you get closer to owning your dream home, realizing the perfect renovation, or consolidating your debt to live a more stress-free life. 

Got a question or concern? Reach out anytime to one of the Nest team members and we’ll find a solution together.

Contact Us

Don’t believe us?

See what our customers are saying about Nest.

Joe Harb


A pleasure to work with. They pre-approved my mortgage and checked in periodically to see how my house hunting was going. When I found the right place, Nest Mortgage was quick with responses and provided information and advice wherever possible. They still continue to check in and see how things are going. Experts in the industry, you can rest easy using their services.

Sarah Richards


As a first time home buyer in the intimidating Vancouver market, I had a lot of questions and fears about the process. Nest was with me all the way, helping guide me through everything I was unsure about. They treated me like I was their #1 customer, and not just in the care and attention the paid. They also got me an amazing rate on my mortgage.

Gabby Still


Referred to us by a friend, the Nest Mortgage team was able to help us out with our mortgage renewal. It being our first time renewing, we had some issues and also a ton of questions that Ray and Merissa took care of without hesitation. We would recommend Ray and his team to anyone who’s looking for a mortgage broker.

Joe Harb


A pleasure to work with. They pre-approved my mortgage and checked in periodically to see how my house hunting was going. When I found the right place, Nest Mortgage was quick with responses and provided information and advice wherever possible. They still continue to check in and see how things are going. Experts in the industry, you can rest easy using their services.

Sarah Richards


As a first time home buyer in the intimidating Vancouver market, I had a lot of questions and fears about the process. Nest was with me all the way, helping guide me through everything I was unsure about. They treated me like I was their #1 customer, and not just in the care and attention the paid. They also got me an amazing rate on my mortgage.

Gabby Still


Referred to us by a friend, the Nest Mortgage team was able to help us out with our mortgage renewal. It being our first time renewing, we had some issues and also a ton of questions that Ray and Merissa took care of without hesitation. We would recommend Ray and his team to anyone who’s looking for a mortgage broker.

Mark


Everything went great, thank you and Scott so much for your help! I will be referring anyone I know who needs a mortgage in the future. You guys were great to deal with!

Victoria & Rory


Thank you so much for all your help with our mortgage and for the gift you sent to our new home. We’re loving our new place and can’t wait to raise our family here :) 

Kaitlin


Thank you and Scott for making the process seamless, we are very happy in the new home.

Mark


Everything went great, thank you and Scott so much for your help! I will be referring anyone I know who needs a mortgage in the future. You guys were great to deal with!

Victoria & Rory


Thank you so much for all your help with our mortgage and for the gift you sent to our new home. We’re loving our new place and can’t wait to raise our family here :) 

Kaitlin


Thank you and Scott for making the process seamless, we are very happy in the new home.

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